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Press Release

FOR IMMEDIATE RELEASE

Introducing “Fund Your $100,000: A Novel Initiative to Reduce Wealth Inequality” by Daniel J Mears

An Exciting New Book Offering Fresh Perspectives on Tackling Wealth Inequality

La Plata, Maryland, July 23, 2023 – Daniel Mears, a seasoned professional with over 25 years of experience in managing local governments, has released his debut book, “Fund Your $100,000: A Novel Initiative to Reduce Wealth Inequality.” Now available, this groundbreaking publication explores an innovative concept that has the potential to reshape the landscape of wealth distribution in the United States.

In “Fund Your $100,000,” Mears presents a paradigm-shifting idea that challenges traditional notions of economic and political thought. The book centers around the concept of “Fund Your Hundred” (FY100), where any person, company, organization, or government can contribute up to $100,000 to any American without incurring any tax liability. These contributions are deposited into the recipient’s FY100 account, which remains locked until they turn 65. Upon unlocking, the funds can be withdrawn tax-free and used in any manner the account owner sees fit.

Through interesting case examples and thoughtful insights, Mears delves into the potential impacts of the FY100 initiative. The book also explores the connection between Fund Your Hundred and important topics such as retirement income, domestic public equity markets, and wealth inequality. By offering a visionary approach to addressing these pressing issues, “Fund Your $100,000” provides readers with a comprehensive understanding of how this policy framework can revolutionize the American economy and improve the lives of its citizens.

Daniel Mears, a respected figure in the field of local government management, draws upon his professional experience and educational background to present his ideas with clarity and depth. With a Master’s degree in Public Policy Administration from the University of Missouri – St. Louis, Mears has developed a keen ability to analyze and think critically about government policy issues. His dedication to finding effective solutions that benefit communities and his unwavering commitment to problem-solving make him a compelling voice on the subject of wealth inequality.

“Fund Your $100,000: A Novel Initiative to Reduce Wealth Inequality” is a self-published title, available for purchase exclusively on Amazon.com for $9.99. The book invites readers to contemplate the implications of the FY100 framework on their lives and those around them, providing a roadmap for implementing positive changes in the American economy.

For more information, including author interviews or review copies, please contact:

Daniel J Mears

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Contact Information

• Full name – Daniel J Mears

• E-mail address – FY100@FY100.org

• Website – FY100.org

• Amazon – Fund Your $100,000

• LinkedIn – Daniel Mears

Interview Questions/Podcast in a Box

Please use the media contact form above if you are interested in an interview with Daniel Mears. Below are some sample questions and 14 minutes of answers that you may use for your article, blog, or policy discussions on wealth inequality. Please reference Fund Your $100,000 when using content from this website.

1. Economics is not your direct field of work. What inspired you to write a book about wealth inequality?

2. There is a lot in the book title, what should we call this initiative?

3. In Chapter 8 you describe how income inequality is often confused with wealth inequality. Why is it important to see the difference between these two ideas?

4. Why is FY100 needed? Can’t people use their 401(k), IRA, and Social Security to the same effect?

5. What makes FY100 attractive for people to put money into their account and also make people want to give to others as well?

6. The book covers a lot of ideas in Chapter 4 of ways that people’s FY100 accounts can be funded. Why is it important to allow such diverse options?

7. Not only is the funding of the FY100 accounts innovative, but the plan for investment income is novel as well. Would you describe how it differs from other investments and why this is an important part of the initiative.

8. Wouldn’t businesses just prefer to take out bank loans or sell stock on an exchange? What makes the investment structure attractive for business?

9. Chapter 7 is amazing. You take the FY100 initiative and examine it from different economic as well as political perspectives. How are you able to have this idea cross points of view so effectively and make it attractive to what many consider conflicting ideologies?

10. I have not heard some your ideas on wealth and wealth inequality before. Why do you say that billionaires don’t have enough money to address wealth inequality and why won’t a wealth tax work?

11. In the same year as the founding of the United States, the Father of Economics, Adam Smith, described in his book, The Wealth of Nations the idea of an ‘Invisible Hand’ which directs industry. You depart from that and propose an ‘Intentional Hand’, why?

12. The book lays out a very compelling case for this initiative. What steps are needed for this to become law?

13. Where can Fund Your $100,000 be purchased?

Photographs

Daniel J Mears
Fund Your $100,000: A Novel Initiative to Reduce Wealth Inequality FY 100

Book Excerpt

Chapter 1
FY100 – BIG IDEA

To effectively communicate the central premise of this book, I considered various ways to introduce the paradigm-shifting concepts it encompasses. One approach that came to mind was to begin with problem identification, in order to clearly illustrate the need for this novel way of thinking. Another option was to provide a history of systems, in order to give context and background information on how these concepts have evolved over time. A third possibility was to present a case study, which would demonstrate the interplay of these concepts in a relatable scenario.

After consideration, I have decided to present the main idea upfront, without any delays or teases. This approach allows the reader to fully understand and engage with the concept immediately, and to use this understanding to explore how it can impact themselves and society as a whole. The remainder of the book includes case examples, thoughts on implementation, how Fund Your Hundred relates to economic and political thought, impacts, and some thoughts on wealth inequality. I hope that you will find this journey engaging, informative, and ultimately worth enacting.

The Big Idea – Fund Your Hundred

Any person, company, organization, or government may give up to $100,000 to any American without having to pay any tax on those funds. The person receives the money in their Fund Your 100 account without any tax liability. Once $100,000 has been deposited by any combination of payers, no more funds may ever be deposited into the person’s FY100 account.

The funds remain locked in the FY100 account until the account owner turns 65, at which time the funds become unlocked and may be withdrawn tax free and be used in any manner. The funds are not required to be withdrawn and may continue to grow tax free until the account holder chooses, or it is bequeathed to an heir into their FY100 account. An heir may receive any amount of bequeathed funds in excess of their own $100,000 contribution limit.

Any money deposited in FY100 accounts is invested in publicly traded domestic securities as determined to qualify by the Securities and Exchange Commission. The invested Class FY shares would be non-voting with dividends which are reinvested. All participants in the FY100 accounts will share equally in the dividend proceeds of the aggregate investment. No account holder earns more per share than any other account holder.

These three paragraphs largely cover this idea, which, when implemented, will begin to change the landscape of wealth inequality, retirement income, domestic public equity markets, and more. At this point, you may want to take time to contemplate what this policy framework would mean for you and those around you. Or, if you like, explore the other sections of this book to go into more depth of how this can be implemented, creating positive benefits on the American economy, and most importantly, on American lives.

Sell Sheet

• Title – Fund Your $100,000 A Novel Initiative to Reduce Wealth Inequality

• Author – Daniel J Mears

• Genre – Non-fiction

• Price – $9.99

• # of pages – 113

• ISBN – 979-8-218-23134-7

• Publication date – July 23, 2023

• Synopsis – A comprehensive look at a novel approach to reducing wealth inequality

• Formats available – Paperback

• Available at – Amazon.com

• Territories sold – United States

Bio

The writer of Fund Your $100,000: A Novel Initiative to Reduce Wealth Inequality is Daniel Mears. This is Daniel’s first book and captures just some of his ideas about how to address wealth inequality in the United States. Professionally, Daniel has worked managing local governments for over 25 years. He has managed four local governments in Missouri and Maryland.

Daniel’s education culminated with a Master’s degree in Public Policy Administration from the University of Missouri – St. Louis, where he developed his skills thinking about and analyzing government policy issues.

Throughout his career working in local government, he has been dedicated to addressing issues that have a direct impact on the residents he serves. With a focus on problem-solving, it is crucial for him to find solutions that not only effectively address the issue at hand, but also benefit the community and do not create additional problems. His immersion in this field has allowed him to gain a deep understanding of the unique challenges and needs of his community on behalf of his constituents and colleagues. Daniel has worked with all levels of government over his career and has the opportunity to see close up the impacts of state and federal policies.